Congratulations on owning your home! A home is a huge investment for any family, and homeowner’s insurance can help protect that investment. And you’ll want to protect it. Any number of unforeseeable issues may arise, and losing one’s home is never a pleasant idea.
There’s something to be said for not having to worry about the safety of your home, and, in turn, the safety of your family. With the help of SentryWest, you can have the peace of mind that comes with knowing you’re choosing the coverage that could end up saving your home one day.
Earthquake
Many people assume their homeowner’s insurance policy automatically includes earthquake insurance. Unfortunately, this can be a costly assumption. Earthquake insurance needs to be taken into consideration separately.
In the event of an earthquake, you may need additional funds to help you repair and rebuild your home so you can get your life back to normal as soon as possible. Ask us about adding earthquake coverage to your standard homeowner’s policy.
Flood
There are many reasons you may believe you don’t need flood insurance. Maybe you live on a hill. Maybe you live in a desert. But the great thing about adding flood insurance to your homeowner’s policy is that insurance companies define a flood as any depth of water damage. This can include coverage for the damage caused by such things as a water hose that breaks in the dishwasher, a broken water main, or a broken sprinkler. Without a thorough flood insurance policy, you could end up burdened with repair costs for water or mud that damages your residence.
Let SentryWest help find a policy that meets your home’s needs, whether or not you live in a flood-prone area. Also, remember: now is the time to take care of your flood insurance. There is typically a one-month waiting period from the time you get your policy to the time the policy becomes active.
Scheduled Property
A scheduled property insurance policy is a convenient way to protect your assets from both everyday and uncommon disasters.
Scheduled property insurance enhances your current homeowner’s policy to include items of exceptional value, such as jewelry, cameras, artwork, golf equipment, firearms, musical instruments, fine silverware, collectibles, and more. If one of your personal items is damaged or stolen due to a covered incident, your policy can help pay for the expense of a repair or a replacement. Ask a SentryWest insurance professional for more information and to receive a quote on your most prized possessions.
Secondary/Rental Property
It is not enough for a rental property to be ensured by a landlord or the property owner; landlord’s insurance usually only covers the building or the contents of the building that the landlord owns. Landlord’s insurance will not provide coverage for a tenant’s personal belongings or injuries incurred by any guests enjoying the property when a disaster or an accident occurs.
Protect yourself and your family and friends when you’re enjoying your secondary rental property with specialized insurance policies designed with you in mind. Ask us about the many different options available to you.