Employers with 20 or more employees are subject to Federal COBRA laws. COBRA (the Comprehensive Omnibus Budget Reconciliation Act) was created to give certain continuation rights to employees and their families if they lose their insurance coverage due to a qualified event.
Since COBRA is an employer law, the employer will be the defendant in any lawsuits and the one responsible for any fines and penalties, which can run into the hundreds of thousands of dollars. Employing the services of a professional COBRA Third Party Administrator (TPA) can be the answer. You will be able to export time-consuming tasks as well as your liability.