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Non-Profit Insurance

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Not-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a SentryWest Insurance Services agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

 

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Our Locations

Salt Lake City Office

3860 South 2300 East
Salt Lake City, UT 84109
Main office: 801-615-2513
Fax: 801-277-3511

Heber/Midway Office

41 West Main Street #3
Midway, UT 84049
Main office: 435-363-2217
Fax: 435-654-1981

Ogden Office

2641 Washington Blvd #100
Ogden, UT 84401
Main office: 801-853-8391
Fax: 801-782-4574

Orem Office

1156 S. State Street Suite #201
Orem, UT 84097
Main office: 801-204-9492
Fax: 801-225-0936

Park City Office

1750 Sun Peak Drive
Park City, UT 84098
Main office: 435-728-0833
Fax: 866-875-5731

Vernal Office

617 N Vernal Ave. Suite #3
Vernal, UT 84078
Main office: 435-494-4253
Fax: 801-277-3511

Our Providers

Testimonials

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Sentry West has been a great company to work with for our insurance needs. They are so quick to email back with any requests for insurance and to answer questions. They are very helpful and customer service has been top notch. They are also very knowledgeable and have helped us out with many situations. We wouldn't consider going with anyone but Sentry West.

Kristin B
SentryWest is an amazing company. The work environment is welcoming, and inclusive. It feels like you're working with friends. I can attest to it's wonderful customer service, which is one of the most important parts in choosing an insurance agency.

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